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Coast Hills

Consumer Loans Rate

We love giving credit


Yes, it’s true. Providing wallet-friendly loans is what we do best. Check out our current rates and see for yourself—we make it affordable to secure the financing you need.

Rates effective January 1, 2017.


   New Auto 2016-2017 (up to 10,000 miles)

New Auto
2016-2017 (up to 10,000 miles)
APPROX. TERM APR
  60 months 2.690% - 14.840%
$12,500 and over 72 months 3.290% - 6.990%
$25,000 and over 84 months 3.890% - 7.990%

   Used Auto 2011-2015 (10,000 miles & greater)

Used Auto
2011-2015 (10,000 miles & greater)
APPROX. TERM APR
  60 months 2.690% - 14.840%
$12,500 and over 72 months 3.290% - 6.990%
$25,000 and over 84 months 3.890% - 7.990%

   Credit Cards

Credit Cards APPROX. TERM APR
  Revolving 7.990% - 17.990%

   Line of Credit

Line of Credit APPROX. TERM APR
  Revolving 9.990% - 17.990%

   Signature

Signature APPROX. TERM APR
  60 months 9.490% - 17.490%
Add 0.75% for Debt Consolidation   10.240% - 18.000%

   New Motorcycle 2016-2017 (up to 10,000 miles)

New Motorcycle
2016-2017 (up to 10,000 miles)
APPROX. TERM APR
  60 months 2.690% - 14.840%
$12,500 and over 72 months 3.290% - 6.990%
$25,000 and over 84 months 3.890% - 7.990%

   Used Motorcycle 2011-2015 (over 10,000)

Used Motorcycle
2011-2015 (over 10,000)
APPROX. TERM APR
  60 months 2.690% - 14.840%
$12,500 and over 72 months 3.290% - 6.990%
$25,000 and over 84 months 3.890% - 7.990%

   New/Used RV Never Title/Previously Titled

New/Used RV
Never Title/Previously Titled
APPROX. TERM APR
$5,000 -$19,999 60 months 5.090% - 12.590%
$20,000 - $49,999 84 months 5.590% - 13.090%
$50,000 & up 120 months 6.090% - 13.590%
$50,000 & up 180 months 6.590% - 14.090%

   New/Used Boat Never Title/Previously Titled

New/Used Boat
Never Title/Previously Titled
APPROX. TERM APR
$5,000 -$19,999 60 months 7.090% - 14.590%
$20,000 - $49,999 84 months 7.590% - 15.090%
$50,000 & up 120 months 8.090% - 15.590%
$50,000 & up 180 months 8.590% - 16.090%

   2010 & Older Vehicles/Motorcycles

2010 & Older Vehicles/Motorcycles APPROX. TERM APR
  60 months 4.690% - 16.840%

   emPowerSBC Energy Efficient Loan

emPowerSBC Energy Efficient Loan APPROX. TERM APR
$1,000 to $5,000 60 months 8.490% - 15.990%
$5,001 to $30,000 180 months 5.900% - 14.490%

   Computer Loan

Computer Loan APPROX. TERM APR
  24 months 9.900%

   Money Market Secured (100% of share balance)

Money Market Secured
(100% of share balance)
APPROX. TERM APR
  60 months 4.000%

   Variable Rate Subaccounts

Variable Rate Subaccounts TERM MARGIN ADDED TO INDEX APR
Shared Secured 60 months 2.00% 2.050% - 2.100%
Credit Builder 36 months 2.00% 2.050% - 2.100%
Certificate Secured: The Annual Percentage Rate (APR) for Certificate secured advances will be the dividend rate being paid on the Certificate (Index) offered as security plus 2%. The Certificate must be renewed until the advance is completely paid. When the Certificate is renewed, the APR will change to reflect the new dividend rate. Any increase in the APR will result in more payments of the same amount until what you owe is repaid

Rates are subject to change without notice.