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Coast Hills

CoastHills Checking

We've got it all. Check it out:


Visa® Debit card   Online & mobile banking  WebBill Pay
Overdraft protection available  Unlimited check writing  Easy check reorders



Take a look. Take your time. See which one fits your lifestyle best:

  Perfect for:  Dividends paid Monthly service charge  Balance to open Direct deposit required ATM Fee Refunds
SuperReady Checking  Earning a dividend with no minimum balance1  Yes1 Free when all
criteria are met2
$503 Yes Up to $10 per month4
ReadyPlus
Checking

Maintaining a higher balance checking account Yes5 Free with balance
above $2,500
(otherwise $10)
$2,500 No No
Ready
Checking

Members 16 – 25 years old, or serving in the U.S. military (it’s free to you!) No Free when all
criteria are met6
$503 No No

 

We also offer SECOND CHANCE CHECKING, a sensible solution for anyone rebuilding their checking history. Maintain your account for six months without any non-sufficient funds activity, and you’ll be automatically converted to our SuperReady Checking account.*

 

Personalized Instant Issue Debit Cards
We now offer personalized debit cards for our members! You can upload your favorite picture to create your very own, one-of-a-kind card. Click here to visit our custom card creation website and you’ll be using your new card in no time! You can even choose to pick up your new card at our Lompoc, Vandenberg Village, Santa Maria or San Luis Obispo branches! Call (800) 262-4488 for details.

FEE SCHEDULE Contact us to open a Checking Account

* Visa Debit card, Online & mobile banking, WebBill Pay and Overdraft protection are not available with the Second Chance Checking.
1 Dividends will be determined by the periodic dividend rate, indexed at 80% of the Federal Reserve Target Rate. Dividends will be paid up to and including $25,000.
2 Criteria required each month to receive benefits and avoid a $7 monthly fee: receive a minimum of one direct deposit of at least $100 to the checking account, perform a minimum of 10 debit card
transactions (ATM and BillPay transactions not included), sign up to receive eStatements only, and maintain a valid email address on file with CoastHills.
3 Minimum balance to open is $50. There are no minimum daily balance requirements.
4 Foreign ATM fees will be reimbursed up to $10 per month (domestic charges reimbursed up to $4.75 per transaction; international charges reimbursed $2.00 per transaction; POS fees will not be reimbursed).
5 See rate sheet for current rate.
6 Monthly service fee of $7 will be waived if any of the following requirements are met by the primary account holder: under 25 years of age, actively serving in the U. S. Military, account meets all criteria for SuperReady checking (see #2 above) or by maintaining an average monthly aggregate deposit balance of $2,500 or more.
All account openings subject to verification by ChexSystem, a consumer reporting agency, and Credit Union approval. * Visa Debit card, Online & mobile banking, WebBill Pay and Overdraft protection are not available with the Second Chance Checking. Members with a Second Chance Checking will be automatically converted to SuperReady Checking after six months. The account will not convert to SuperReady Checking if there is any non-sufficient funds or adverse activity during the six month period.

All account openings subject to verification by ChexSystem, a consumer reporting agency, and Credit Union approval.

CoastHills Mobile Banking

A nice way to say “hi” to your money.

We make it easy to stay connected to your money—wherever your adventures take you. Use your smartphone or mobile device to stay on top of your finances, check account balances, pay bills, set up alerts, even make remote deposits (it’s as easy as taking a picture). The app is free and available at the Apple App Store and Google Play.

33,000 ATMs
Real Estate Loan

Real Estate Loans

Let's buy a house together.

Our real estate lending team can help guide you through one of life’s biggest financial decisions—buying or refinancing a home. And with many different ways to borrow, you’ll have a monthly payment that fits you like a comfy pair of socks. Learn more