1 IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. 2Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. 3 Cellular telephone protection is available for Super Checking account holders to receive up to $300 per claim of replacement or repair costs for damage or theft for the first three cellular telephones listed on a bill paid through a Super Checking account for the billing cycle preceding the month in which damage or theft occurred. Cellular Telephone Protection is subject to a $50 co-payment per claim and a maximum of two cellular telephone protection claims per year. Refer to Guide to Benefit for complete details of coverage.
Insurance product is not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any afﬁliated entity. 4 APY = Annual Percentage Yield. APY effective 3/1/16 and subject to change. Dividends will be paid on balances up to and including $25,000. No dividends will be paid on balances over $25,000. 5 Criteria required each month to receive dividends and ATM refunds: receive a minimum of one direct deposit of at least $100 to the checking account, perform a minimum of 10 debit card transactions (ATM and BillPay transactions not included), sign up to receive eStatements only, and maintain a valid email address on file with CoastHills. Foreign ATM fees will be reimbursed up to $10 per month (domestic charges reimbursed up to $4.75 per transaction; international charges reimbursed $2.00 per transaction; POS fees will not be reimbursed).