Whether your business needs a new fleet of cars, a new building, or just some cushion to grow, CoastHills' array of business loans is sure to have what you need. With fast, friendly services, we will have you back to work in no time.

Equipment Loans 
Use to finance the purchase of new or used equipment:

Vehicle Loans 
Use to finance the purchase of a new or used vehicle:

Agricultural Loans 
Use to finance crop and livestock production, purchase land for farming or ranching, or for purchase of agricultural equipment:

Commercial Real Estate Loans 
Use for purchase, refinance or renovation of commercial real estate, including investment properties:

• Fixed monthly payments
• Take up to 15 years to repay
• Borrow as much as 80% of the value of the property
• Amortization periods as long as 30 years
• Variable or fixed interest rates
• SBA 504 loans available

Construction and Development Loans 
Use this short term loan for building construction or development of raw land:

• Interest-only monthly payments
• Borrow as much as 75% of the completed value of the project (land plus construction costs) 
• Variable interest rate
• Funds disbursed throughout construction schedule
• SBA 504 loans available

Lines of Credit 
Use to finance accounts receivable, generate temporary working capital, or cover seasonal or cyclical expenses:

• Interest-only monthly payments
• Variable interest rate
• Secured and unsecured options available
• Revolving credit line
• Renewable annually
• Draw funds as you need them

Standby Letters of Credit
Use as a financial guarantee to a third party that your business will fulfill its contractual obligations:

• The guarantee replaces the creditworthiness of the member with that of the credit union, providing financial enhancement to the underlying transaction
• Issued in amounts as high as $100,000
• Frees up cash that would otherwise have to be held in escrow
• Secured and unsecured options available
• Payment begins when letter is activated

Term Loans
Use to finance inventory and materials, refinance existing debt, or as permanent working capital:

• Fixed monthly payments
• Take up to 8 years to repay
• Borrow as much as 80% of the value of the collateral
• Secured and unsecured options available
• SBA loans available

For business loan applications and checklists, please click here.