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Fee Schedule

Service Fees and Charges  
Account Fee $1.00 per month1
Acct. Recon. $25.00 per hour 
(free if credit union error)
Acct. Research $25.00 per hour
American Express  
   Gift Cheques $2.00 per cheque
   Traveler's Cheques $1.00 per $1002
Bad Address $10.00
Money Order $1.002
Cashier Check $3.002
Copies $2.00 per item
   Statements, money orders, official checks, 
   history print out, or other items		  
Collection Items $10.00
   Incoming/outgoing, other fees may be 
   incurred by outside source		  
Deposit Returned $29.00 per item
   Fee will be charged if item deposited to any 
   account is returned		  
Fax Service  
   First page $3.00
   Additional pages $1.00 per page
IRNET (VIGO) $8.00 minimum
Levy or Garnishment $25.00
   Fee will be charged if funds are delivered in 
   compliance with a levy or garnishment		  
Individual Retirement Account $25.00 per year
   If no activity for 6 months and balance
   below $100.00		  
Automatic Transfer  
   Bank to bank Free
HomeBanking Free
VoiceChoice Free
Web BillPay Free
   Discontinued if no activity for 90 days  
Western Union $20.00 
International CMO $25.00 - $50.00
   Depending upon amount wired  
Wire Transfer  
   Outgoing $25.00
   Incoming Free 
Notary  
   Credit union docs Free
   Other Docs $10.00 per signature
 
Checking Account  
Check Copies $2.00 per item2
   Copies through HomeBanking and 
   VoiceChoice		 Free
Check Printing Costs vary
Checking Fee  
   Ready Checking $5.00 per month4
   ReadyPlus Checking ($2,500 minimum) Free 
   ReadyPlus Checking  $10.00 per month
   SuperReady Checking Free4 5
   2nd Chance Checking $10.00 per month
Courtesy Pay $29.00 per item
Non-Sufficient Funds Check $29.00 per item
Overdrawn ACH  $29.00 per item
Stop Payment $20.00 per item
   
ATM/VISA® Debit Card  
Card Replacement $5.00 per card
ATM Monthly Fee $1.002 3
ATM Network $1.002
   Per transaction on non CoastHills ATMs. 
   Some institutions may impose a surcharge
   to use their ATM, which must be displayed 
   on the ATM.		  
   
Credit Cards  
Card Replacement $5.00 per card
Cash Advance Free
   

Member Rewards Program

Members of the Gold Rewards Level ($10,000+ average daily balance) or the Platinum Rewards Level ($50,000+ average daily balance, or Midwest Mortgage, or Wealth Management account, or direct deposit) receive these benefits:
     ° No Monthly Fee

     ° Free Cashier's Checks, Money Orders, and Traveler's Checks
     ° No Foreign ATM Fee
     ° Free Copies of Checks and Statements
Additionally, if you are a member of the US Armed Forces performing services in a combat zone, you qualify for Platinum Rewards.
1 Monthly account fee waived if any of the following apply: 
     - Direct deposit
     - Average daily aggregate balance on shares and loans is at least $100
     - Gold or Platinum Rewards members
     - Super Sammy Savers, Teen Scene, or EDGE members
     - ReadyChecking members

2 Waived for Gold or Platinum Rewards members

3 Waived for members with checking accounts


4 Ready Checking and SuperReady Checking Accounts that do not meet the criteria list in #5 below will be assessed a $5 monthly service fee. This fee will be waived if any of the following requirements are met by the primary account holder:
     - under 25 years of age
     - actively serving in the U.S. Military
     - qualify for monthly SuperReady Checking Benefits (see #5 below), or
     - maintain an average monthly aggregate balance of $2,500 or more

5 SuperReady Checking: Members must meet the following criteria each month to receive benefits and avoid a $5.00 monthly service fee:
     - receive a minimum of one direct deposit of at least $100 to the account
     - perform a minimum of 10 debit card transactions (ATM and BillPay transactions not included)
     - sign up to receive eStatements only, and
     - maintain a valid email address on file with CoastHills FCU

                                                                      

Deposit Box Fees

Sizes in inches

Annual Fee

3" x 5" x 24"

$25.00

5" x 5" x 24"

$30.00

3" x 10" x 24"

$40.00

5" x 10" x 24"

$50.00

10" x 10" x 24"

$75.00

 Other Fees

 Cost

 1 lost key

 $10.00

 2 lost keys

 Locksmith fee (costs vary)

 Drilling and lock replacement

Actual cost