Fee Schedule

Butterfly

Service Fees and Charges  
Account Fee $5.00 per month1
Acct. Recon. $25.00 per hour 
(free if credit union error)
Acct. Research $25.00 per hour
American Express  
   Gift Cheques $2.00 per cheque
   Traveler's Cheques $1.00 per $100
Bad Address $10.00
Money Order $3.00
Cashier's Check $5.00
Copies $2.00 per item
   Statements, money orders, official checks, history print out, or other items  
Collection Items $10.00
   Incoming/outgoing, other fees may be 
   incurred by outside source		  
Deposit Returned $29.00 per item
   Fee will be charged if item deposited to any account is returned  
Dormancy Fee $5.00 per month
   No activity for more than 365 days.  
Escheated Account Fee $2.00
Fax Service  
   First page $3.00
   Additional pages $1.00 per page
Membership Fee $5.002
Levy or Garnishment $25.00
   Fee will be charged if funds are delivered in compliance with a levy or garnishment  
Individual Retirement Account $25.00 per year
   If no activity for 6 months and balance
   below $100.00		  
Automatic Transfer  
   Bank to bank Free
HomeBanking Free
VoiceChoice Free
Web BillPay Free
   Discontinued if no activity for 90 days  
Wire Transfer  
   Outgoing $25.00
   Incoming Free 
Name/TIN Discrepancy (IRS Mismatch) $100.00
Notary    
   Credit union docs Free
   Other Docs $10.00 per signature
   
Checking Accounts  
Check Copies $2.00 per item
   Copies through HomeBanking and 
   VoiceChoice		 Free
Check Printing Costs vary
Checking Fee:  
   Ready Checking $54
   ReadyPlus Checking ($2,500 minimum) Free 
   ReadyPlus Checking  $10.00 per month
   SuperReady Checking Free4 5
   2nd Chance Checking $10.00 per month
Courtesy Pay $29.00 per item
Non-Sufficient Funds Check $29.00 per item
Overdrawn ACH  $29.00 per item
Stop Payment $20.00 per item
   
ATM/VISA® Debit Card  
Card Replacement $5.00 per card
Domestic Rush Orders $25.00
ATM Monthly Fee $1.003
ATM Network $1.00
   Per transaction on non CoastHills ATMs. Some institutions may impose a surcharge to use their ATM, which must be displayed on the ATM.  
   
Credit Cards  
Card Replacement $5.00 per card
Domestic Rush Orders $25.00
Cash Advance Free
   

Member Rewards Program

Our members can earn ScoreCard Rewards four different ways.  ScoreCard points can be used for travel and fantastic gifts.  Here's how it works:

     ° Earn 50,000 points when you originate a 1st mortgage with CoastHills
     ° Earn up to 10,000 points when you originate a direct auto loan with CoastHills
     ° Earn one point for every dollar spent with your CoastHills Platinum Visa Card
     ° Earn one point for every 2 dollars spent with your CoastHills Visa Debit Card (as of February 1, 2012)
Debit card transactions must be signature-based in order to qualify for ScoreCard Rewards. Auto loan must be originated directly through CoastHills to qualify; earn one point for every dollar financed on a vehicle loan up to 10,000 points.  Auto loans and first mortgage loans need to be linked to a CoastHills platinum Visa or CoastHills Visa debit card.
1 Monthly account fee waived if any of the following apply: 
     - The primary account holder is under 25 years of age
     - Maintain a combined deposit balance of at least $100
     - Any loan
     - Any checking account
     - Direct deposit

2 All new members must pay a membership fee of $5.00 at the time of basic share origination which will be deposited into the CoastHills Community Foundation general fund.
3 Waived for members with checking accounts


4 Ready Checking and SuperReady Checking Accounts that do not meet the criteria list in #5 below will be assessed a $5 monthly service fee. This fee will be waived if any of the following requirements are met by the primary account holder:
     - under 25 years of age
     - actively serving in the U.S. Military
     - qualify for monthly SuperReady Checking Benefits (see #5 below), or
     - maintain an average monthly aggregate balance of $2,500 or more

5 SuperReady Checking: Members must meet the following criteria each month to receive benefits and avoid a $5.00 monthly service fee:
     - receive a minimum of one direct deposit of at least $100 to the account
     - perform a minimum of 10 debit card transactions (ATM and BillPay transactions not included)
     - sign up to receive eStatements only, and
     - maintain a valid email address on file with CoastHills FCU

                                                                      

Deposit Box Fees

Sizes in inches

Annual Fee

3" x 5" x 24"

$25.00

5" x 5" x 24"

$30.00

3" x 10" x 24"

$40.00

5" x 10" x 24"

$50.00

10" x 10" x 24"

$75.00

 Other Fees

 Cost

 1 lost key

 $10.00

 2 lost keys

 Locksmith fee (costs vary)

 Drilling and lock replacement

Actual cost