Coast Hills

FHA and VA Mortgage Loans

FHA Mortgage Loan

With a CoastHills FHA loan, you can take advantage of low down payment requirements. You also get the choice between low fixed rates or adjustable rates to tailor a loan to your financial situation. Put it all together and you get a loan that makes sense for first-time homebuyers, members with past credit issues, or anyone wanting lower up-front expenses.

  • No income limits
  • Seller contributions up to 6% of sales price
  • Gift funds to 100%
  • Purchase, cash out, no cash out, and streamline refinances
  • No reserve for 1 or 2 single family residences

VA Mortgage Loan

As the original credit union for Vandenberg Air Force Base, we have strong ties to our U.S. military families. That’s why we’re happy to offer VA loans—to help veterans and military personnel to move into the homes of their dreams. This loan features:

  • No down payment requirement
  • 100% financing available
  • No private mortgage insurance
  • Closing cost are limited by VA

When it comes time to apply, we can provide a personal one-on-one consultation, or you can use our online mortgage application.

Mobile Banking

Apple or Android, 
no judgement here.

Our iPhone and Android apps make mobile banking as easy as tapping your touchscreen. Use your smartphone or mobile device to stay on top of your finances - check balances, pay bills, set up alerts, transfer funds, even make remote deposits (it's as easy as taking a picture). The app is free and available at the Apple iTunes Store and Google Play

A nice way to say "hi" to your money. 

Relationship Rewards

Let's take our relationship
to the next level.

At CoastHills, we're in it for the long-haul. From financing your next car and home, to providing everything you need for quick and easy access to your money, we want to be the only financial institution you’ll need… from now to forever. Sound like a big goal? We’re ready to prove it with Relationship Rewards. It’s our way to say “thank you” for using CoastHills for all your financial services.   

Ready to take your membership to the next level?

33,000 ATMs
Real Estate Loan

Real Estate Loans

Let's buy a house together.

Our real estate lending team can help guide you through one of life’s biggest financial decisions—buying or refinancing a home. And with many different ways to borrow, you’ll have a monthly payment that fits you like a comfy pair of socks. Learn more