Coast Hills

One Million Reasons to Use Your Visa Sweepstakes
Sweepstakes Official Rules


1. Eligibility: One Million Reasons to Use Your Visa Sweepstakes (the “Sweepstakes”) is open only to legal residents that live, work, worship or attend school in Santa Cruz, Monterey, San Luis Obispo, Santa Barbara, and Ventura counties and immediate family members of current CoastHills Credit Union members, who are at least eighteen (18) years old at the time of Sweepstakes entry. Employees, officers respective affiliates, subsidiaries, advertising and promotion agencies, suppliers and their immediate family members and/or those living in the same household of each are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state and local laws and regulations. Participation in the Sweepstakes constitutes entrant’s full and unconditional agreement to these Official Rules, which are final and binding in all matters related to the Sweepstakes. Winning a prize is contingent upon fulfilling all requirements set forth herein.

2. Sponsor: CoastHills Credit Union, 3880 Constellation Road, Lompoc, CA 93436.

3. Timing: The Sweepstakes begins on August 1, 2017 at 12:00 a.m. Pacific Standard Time (“PST”) and ends on October 31, 2017 at 11:59 p.m. PST (the “Promotion Period”).

4. How to Enter: There are two (2) ways to enter the Sweepstakes.

a. Automatic Entry: A member with a CoastHills Platinum Rewards Visa® or Encore Visa Signature® credit card will automatically receive one (1) sweepstakes entry for each purchase or balance transfer made on their CoastHills Platinum Rewards Visa® or Encore Visa Signature® credit card during the Promotional Period. Account adjustment transactions, returns, cash advances and purchases authorized by entering a PIN (personal identification number) are excluded from automatic entry. Other restrictions and exclusions may apply. Platinum Rewards Visa® or Encore Visa Signature® credit card accounts in default are not eligible.

b. Alternate Method of Entry: To enter without purchase or obligation by U.S. Mail: Hand-print your name, address, city, state, ZIP code, and daytime and evening telephone numbers (including area code) on a 3” x 5” card, and mail, in a #10 envelope with postage affixed to CoastHills Credit Union, PO Box 200, Lompoc, CA 93438-0200. Enter as often as you wish; however, each mail-in entry will count as one (1) entry into the drawing and must be mailed in a separate postmarked-and-stamped envelope. Entries that are mechanically reproduced, copied, illegible, incomplete, or inaccurate and entries by any means which subvert the entry process are void. Entries become the property of the Sponsor and will not be acknowledged or returned. Incomplete entries or entries not complying with these Official Rules are subject to disqualification, at the Sponsor’s sole discretion. Proof of mailing does not constitute proof of delivery.

5. Prize: Winner will receive one (1) million ScoreCard Rewards points. The specifics of the prize shall be solely determined by the Sponsor. No cash or other prize substitution permitted except at Sponsor's discretion. The prize is nontransferable. Any and all prize related expenses, including without limitation any and all federal, state, and/or local taxes shall be the sole responsibility of the winner. No substitution of prize or transfer/assignment of prize to others is permitted. Acceptance of prize constitutes permission for CoastHills Credit Union to use winner's name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.

The receipt by winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal and state laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSOR'S SOLE DISCRETION) WILL RESULT IN SUCH WINNER'S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.

6. Winner Selection and Notification: Winner will be selected at a random drawing on November 8, 2017. Winner will be notified immediately using the information provided on the entry form. If the Credit Union is unable to contact a chosen winner by phone or mail within seven (7) calendar days of the drawing date, a new winner will be chosen. Winner is responsible for all applicable taxes.

7. Odds of Winning: The odds of winning will be determined by the final number of entries received.

8. Rights Granted by you: By entering this content you understand that CoastHills Credit Union, anyone acting on behalf of CoastHills Credit Union, or its respective licensees, successors and assigns will have the right, where permitted by law, without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter in perpetuity and throughout the World, your entry, including, without limitation, the entry and winner's name, portrait, picture, voice, likeness, image or statements about the Sweepstakes, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation.

9. Terms: CoastHills Credit Union reserves the right, in its sole discretion to cancel, terminate, modify or suspend the Sweepstakes should (in its sole discretion) a virus, bugs, non-authorized human intervention, fraud or other causes beyond its control corrupt or affect the administration, security, fairness or proper conduct of the Sweepstakes. In such case, CoastHills Credit Union may select the recipients from all eligible entries received prior to and/or after (if appropriate) the action taken CoastHills Credit Union. CoastHills Credit Union reserves the right at its sole discretion to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or violates these Terms & Conditions.

Any attempt by an entrant to deliberately damage or undermine the legitimate operation of the sweepstakes may be a violation of criminal and civil laws and should such an attempt be made, CoastHills Credit Union reserves the right to seek damages from any such person to the fullest extent permitted by law.

10. Limitation of Liability: By entering you agree to release and hold harmless CoastHills Credit Union and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers and directors from any liability, illness, injury, death, loss, litigation, claim or damage that may occur, directly or indirectly, whether caused by negligence or not, from (i) such entrant's participation in the sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof, (ii) technical failures of any kind, including but not limited to the malfunctioning of any computer, cable, network, hardware or software; (iii) the unavailability or inaccessibility of any transmissions or telephone or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error which may occur in the administration of the Promotion or the processing of entries.

11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF THE UNITED STATES OF AMERICA AND THE STATE OF CALIFORNIA, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in California having jurisdiction. Further, in any such dispute, under no circumstances will participant be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental, or consequential damages, including reasonable attorneys' fees, other than participant's actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes), and participant further waives all rights to have damages multiplied or increased.

12. Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the CoastHills Credit Union website. To read the Privacy Policy, please visit:

13. Winners List: To obtain a copy of the winner's name or a copy of these Official Rules, mail your request along with a stamped, self-addressed envelope to: CoastHills Credit Union, PO Box 200, Lompoc, CA 93438-0200.