Checking Accounts
CoastHills has many checking account options that make banking easy. Choices include many free accounts with plenty of services. We even offer checking accounts with high dividend rates and ATM refunds. At CoastHills, finding the right account is easy!
Ready Checking
- $5 Monthly Service Fee Which Can be Avoided with a Monthly Qualification*
- Free ATM/Visa Check Card
- Free ATM Access at CoastHills ATMs
- Free Overdraft Protection on Approved Line of Credit
- Unlimited Check Writing
- Free HomeBanking access
ReadyPlus Checking
- No Monthly Service Fee if You Maintain a $2,500 Average Daily Balance for the Month (otherwise, it's $10/month)
- Earn Tiered Dividends Based on Your Balance (View Current Rates)
- Dividends Earned and Paid at the End of the Dividend Period
- Free ATM/Visa Check Card
- Free ATM Access at CoastHills ATMs
- Free Overdraft Protection on Approved Line of Credit
- Unlimited Check Writing
- Free HomeBanking access
SuperReady Checking
- No Monthly Service Fee**
- Earn Super Dividends When You Meet all Eligibility Requirements* (View Current Rates)
- Dividends Earned and Paid at the End of the Dividend Period***
- Free ATM/Visa Check Card
- Free ATM Access at CoastHills ATMs
- Refunds of Foreign ATM Fees When You Meet all Eligibility Requirements*
- Free Overdraft Protection on Approved Line of Credit
- Unlimited Check Writing
- Free HomeBanking access
Minimum balance to open a SuperReady, 2nd Chance, or Ready Checking is $50. There are no minimum daily balance requirements.
*The $5 monthly service charge will be waived if any of the following requirements are met by the primary account holder: under 25 years of age, actively serving in the U.S. Military, qualify for monthly SuperReady Checking benefits**, or maintain an average monthly aggregate deposit balance of $2,500 or more.
**Members must meet the following criteria each month to receive benefits and to avoid $5 monthly service fee: receive a minimum of one direct deposit of at least $100 to the checking account, perform a minimum of 10 debit card transactions (ATM and BillPay transactions not included), sign up to receive eStatements only, and maintain a valid email address on file with CoastHills FCU. Foreign ATM fees will be reimbursed up to $10 per month (domestic charges reimbursed up to $4.75 per transaction, international charges reimbursed $2.00 per transaction - POS fees will not be reimbursed).
***Dividend rate paid up to $25,000. No dividends would be paid to balances over $25,000.
2nd Chance Checking
- Low $10 Monthly Service Fee
- Free Overdraft Protection on Approved Line of Credit
- Unlimited Check Writing
- Opportunity to Convert to Our Other Great Checking Accounts After One Year with No Overdrawn Fees
Courtesy Pay
Courtesy Pay is a service that allows CoastHills to pay a check written on a member's checking account even it if causes the account to become overdrawn. Courtesy Pay provides certain checking account holders in good standing the ability to overdraw their checking account up to $1,000 (for qualifying members).
We may, at our sole discretion, pay overdrafts up to $1,000 (for qualifying accounts), including our Courtesy Pay fees. Whether we pay or return an item, your account will be assessed a fee, either as a Courtesy Pay charge or Non-Sufficient Funds charge, but not both.
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Reorder ChecksYou can easily Order Checks Online or over the phone at (800) 355-8123. |
