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Grow your savings, at your own pace
Saving can feel uncertain when rates change so quickly. Many people want a safe place to keep their money while still earning more than a regular savings account. Certificates can help with that. They offer generous returns over a set term, which adds clarity when the market feels unpredictable.
Earn More When You Save More
With our promotional certificates, the more you choose to lock up, the higher your APY1. It is an easy way to get more out of the funds you are already planning to set aside. Whether you are building an emergency cushion or preparing for something on the horizon, these tiers give you room to grow at a pace that fits your plans.
| Promotional Share & IRA Certificate - 4-month term | Rate | APY |
|---|---|---|
| $500 to $49,999.99 | 3.25% | 3.30% |
| $50,000 to $99,999.99 (Mini-Jumbo) | 3.30% | 3.35% |
| $100,000 to $199,999.99 (Jumbo) | 3.35% | 3.40% |
| $200,000 and above (Super-Jumbo) | 3.40% | 3.45% |
| Promotional Share & IRA Certificate - 8-month term | Rate | APY |
|---|---|---|
| $500 to $49,999.99 | 3.30% | 3.35% |
| $50,000 to $99,999.99 (Mini-Jumbo) | 3.35% | 3.40% |
| $100,000 to $199,999.99 (Jumbo) | 3.40% | 3.45% |
| $200,000 and above (Super-Jumbo) | 3.45% | 3.51% |
| Promotional Share & IRA Certificate - 13-month term | Rate | APY |
|---|---|---|
| $500 to $49,999.99 | 3.44% | 3.49% |
| $50,000 to $99,999.99 (Mini-Jumbo) | 3.49% | 3.55% |
| $100,000 to $199,999.99 (Jumbo) | 3.54% | 3.60% |
| $200,000 and above (Super-Jumbo) | 3.59% | 3.65% |
Peak Money Market
You don't always have to lock up your money to earn a great dividend rate. Our Peak Money Market is the perfect solution for keeping your money accessible, while earning at a tier that's tailored for you.
Certificate Calculator
Find out how much your savings could grow over time with a certificate.
1APY=Annual Percentage Yield. The Annual Percentage Yield assumes principal and interest remain on deposit for the term of the certificate. Limited time promotional certificate rate effective June 1, 2026. Minimum $500 opening deposit. Early Share Certificate withdrawals may be subject to penalties and will reduce account earnings. During the term of the certificate, new certificates with terms of 12 months or more have a Dividend Rate bump option, allowing one dividend adjustment to the dividend rate of a certificate of the same term. The promotional certificates earn the promotional rate only during the initial term. At maturity, the certificates will renew for the same term at the rate offered by the Credit Union as of that date. Rates are subject to change without notice. Certain conditions apply. Please speak to a Member Services Officer for details.
Individual Retirement Account (IRA) Share Certificates have tax, financial, and contribution implications specific to these products. You should consult a financial planner and a tax advisor before investing in IRA Certificates.