A Simple Way to Pay from Another Financial Institution

Maybe most of your money lives at another financial institution. That’s okay! We’ve made it easy to pay your CoastHills loan from just about any account, no matter where you bank. With our free LoanPay tool, you can make a payment in just a few clicks - no stamps, no phone calls, no hassle.

And if you do have a CoastHills checking account? You can also make payments quickly by transferring money within Online Banking or our Mobile App.

How to Use LoanPay

Step 1: Get Set Up
Start by registering your account1. This links your CoastHills loan so you can make payments easily anytime.

Step 2: Choose Your Loan
Once you're logged in, you’ll see a list of your CoastHills loans. Just find the one you want to pay and click Pay Now.

Step 3: Add Your Bank Info
Enter the routing number and account number for the outside account2 you want to use. You only need to do this once unless your info changes.

Step 4: Send Your Payment
Check that all the details are correct and submit your payment. Payments made before 6:00 p.m. PT post the same business day after 7:00 p.m. If you make a payment after 6:00 p.m. or on a holiday, it will post the next business day after 7:00 p.m.


In a Hurry? Use Express Pay
Need to make a quick one-time payment? Just choose Express Pay right from the LoanPay login screen - no need to register in advance.

1 LoanPay is not available for CoastHills credit cards or first mortgage loans. To make payments on those accounts, please select your credit card or mortgage account title in Online Banking and follow the payment instructions. You may also call us at (805) 733-7600 to speak with a Member Services Officer. Please note, a service fee applies to phone payments.
2 Debit and credit cards are not accepted through LoanPay. If you would like to pay using a debit card, you may call (805) 733-7600 for assistance. A service fee may apply. CoastHills does not accept credit card payments for loans, in accordance with Visa® regulations.

CoastHills Credit Union is a full-service financial institution with 11 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.

FAQs

Your questions answered


To access LoanPay, you may either bookmark the login page or visit CoastHills.coop/LoanPay. 

You may also access the site by clicking Make a Payment from the CoastHills homepage.

To cancel a reoccurring payment in LoanPay:

One-Time Cancellation - Select Edit AutoPay, then click Cancel Scheduled Payment and select Update. Your automatic payment will be cancelled for one occurrence.

Cancel All Reoccurring -  Select Edit AutoPay, then enter the date you'd like reoccurring payments to stop in the Starting field and select On a Specific Date under the End Date Options drop down, and select Update. All payments after your selected end date for that loan will be cancelled.

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Here to help

No matter your inquiry, give us a call at (805) 733-7600, toll-free at (800) 262-4488, or use one of our other convenient contact methods.