We're neighbors helping neighbors reach their financial goals.
Our part of California is special. We love the couple who runs the quirky local café, the crafters behind the boutique with their handmade treasures, the vineyards, surf shops and other small businesses that keep their fingers on the pulse of the Central Coast.
Sure, we have big box stores here and there, but we don’t have a box store attitude.
You could go to a big bank, but we think people prefer walking into a CoastHills Credit Union branch and hearing, “Hey, great to see you again.”
Unlike those big banks, CoastHills is locally owned. Headquartered in Santa Maria, we have 11 branches from Paso Robles through Lompoc.
For us, local is more than a place - it’s a way of doing business.
Being local means getting exceptional service from a teller who’s your neighbor. It’s about loan decisions made by a fellow Californian instead of a computer program halfway around the world. It’s about having a real voice on the phone when you have a question, and a fast answer, because we know your finances matter.
We offer the same financial tools as the big banks - checking accounts packed with convenience, high-performing deposit accounts, and low-cost loans that can really change lives. But we add our own special touch: community involvement, financial education resources and genuine friendliness.
At CoastHills, we focus on building relationships. Our members stick with us because they see we really care about what’s going on in their lives.
Our part of California is amazing. People come here from all over for the wineries, beaches, cool shops and the positive vibe. At CoastHills Credit Union, we’ll keep doing our thing - and hopefully, folks will want to add us to their list of favorite local spots.
Our Defining Principles
We’re proud to share our Purpose, Vision and Mission - guiding principles that shape everything we do.
Purpose: Why we exist.
Members are the heart of everything we do. Rooted in trust and shaped by shared experiences, we form lasting bonds that uplift families, strengthen local businesses and inspire future generations.
Mission: How we bring our vision to life.
CoastHills is more than a banking provider, we are a community partner that empowers families and businesses to live better, more secure lives.
Vision: Our north star.
Making a difference in our neighbors' lives.
All About Credit Unions
Not quite sure what a credit union is? You’re in for a treat. With a credit union, you can handle nearly every financial need, but with a little something extra: we’re a not-for-profit cooperative. That means we’re here to help people, not make a profit for a few shareholders.
Credit unions are owned by people just like you - people who want to save money, get a loan and make their financial life easy. It may sound radical, but credit unions have been serving Americans for more than 100 years.
The result? Members typically enjoy lower loan rates, higher earnings on savings and free or low-cost financial services. So why not hop aboard and join a credit union today? Preferably this one.
CoastHills Credit Union is a full-service financial institution with 11 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.
Bank confidently
FAQs
Your questions answered
CoastHills does not provide copies of drafts with our statements.
CoastHills does not provide copies of deposited items.