Meet our Mortgage Loan Officers


The CoastHills home team is ready to go to bat for you

Finding the right home is exciting. Choosing the right mortgage can feel a little more overwhelming.

For many people, the financing side of buying a home comes with a lot of questions. It is one of the biggest financial decisions you will make, and having the right team by your side can make all the difference.

At CoastHills, our experienced Mortgage Loan Officers are here to guide you through the process with personal support every step of the way. Whether you are buying your first home, refinancing your current loan, or exploring home equity options, we are here to help you understand your choices and move forward with confidence.

Here is what you can expect when you work with our mortgage team:

Local expertise from people who live here, too

Our Mortgage Loan Officers live and work right here on the Central Coast, so they understand the local housing market and the unique needs of the communities we serve. They are here to provide personalized guidance and help you find the mortgage option that fits your goals.

Support you can count on

Whether this is your first home or your fifth, our Mortgage Loan Officers are here to answer your questions, explain each step clearly, and provide steady guidance throughout the process. Their goal is to make your home financing experience feel simple, straightforward and supported from beginning to end.

More than home purchases

Our mortgage team can help with more than just buying a home. Whether you are looking to refinance your current loan or explore home equity options, our lenders are here to help you understand your choices and find the solution that works best for your financial goals.

Getting a mortgage should feel personal. That is why our team takes the time to listen, guide, and help you feel confident throughout the process.

Ready to take the next step? Log in to complete or review your existing mortgage application, or connect with one of our Mortgage Loan Officers to get started.

Emanuel Rocha

Direct: (805) 875-6199
Email: [email protected]
NMLS #: 459573

Antonio Rodriguez

Direct: (805) 733-7865
Email: [email protected]
NMLS #: 1113063

Shelbie Nichole Tosti

Direct: (805) 623-6857
Email: [email protected]
NMLS #: 1236838

Registered MLOs

Andrew Allen
NMLS: 1553240

Arturo Diaz
NMLS: 1607469

James Foote
NMLS: 2011939

Victor Jon Jasper
NMLS: 633241

Elizabeth Johnson
NMLS: 2318046

Michele Kueffer
NMLS: 2603445

Myleana Marie Lara
NMLS: 1478352

Anne Milne-Rampone
NMLS: 1842425

Catherine Nillo-Cachu
NMLS: 2313991

Tracey Paulson
NMLS: 1521299

Rochelle Perez
NMLS: 1007963

Barbara Rodriquez-Pena
NMLS: 891786

Ashley Simmons
NMLS: 2809988

Terris Sloan
NMLS: 2213931

Mona Lynn Swain
NMLS: 1418851

Angelica Valencia
NMLS: 2254480

Sofia Valenzuela
NMLS: 1909787

CoastHills Credit Union is a full-service financial institution with 11 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.

FAQs

Your questions answered


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Here to help

No matter your inquiry, give us a call at (805) 733-7600, toll-free at (800) 262-4488, or use one of our other convenient contact methods.